Located in Mangalore, Karnataka Bank Limited is a private sector bank in India. With a network of 915 branches, 1188 ATMs and cash recyclers, and 588 e-lobbies/mini e-lobbies spread across 22 states and 2 union territories, it is a Scheduled Commercial Bank of Class ‘A’. With more than 11 million subscribers nationwide, it employs 8,652 people.
As one of the commercial banks in India, Karnataka Bank offers its clients credit cards, home loans, corporate and retail banking, insurance, and other services. The bank has streamlined many channels that enable access to mini statements, Karnataka Bank balance inquiries, financial transfers, and other relevant services.
Methods for Checking Karnataka Bank Balance:
Missed Call Banking:
As the name implies, the Missed Call Banking feature allows customers to receive banking services, including mini statements of accounts and balances, by simply registering a mobile number and then calling the bank’s assigned number from that number. No spoken request is necessary. The primary benefit of this facility is that customers may obtain information instantly on their mobile device without having to visit a branch, use an ATM, or even use internet or mobile banking. This particular facility is open to consumers around-the-clock.
- The Karnataka Bank balance check toll-free number (1800-425-1445).
How to use the missed call service in these steps:
- Dial the toll-free number from your registered mobile number.
- The call will automatically disconnect after a few rings.
- You will receive an SMS with your current account balance.
How to Avail the Service?
- The consumer must register their mobile number with the bank in order to use the service. After their number is connected to their active account, they can use it by placing a missed call to the bank’s allocated number. All current Bank clients who have registered their cell phones and linked them to their active accounts are eligible for this service; new registrations will automatically have this feature enabled by default.
SMS Banking:
Customers can do certain financial activities via SMS banking, a type of mobile banking service.
Procedure for Customer Registration:
- The customer must register for SMS Banking at the base branch that corresponds to them.
- The branch will examine the mobile banking application, following current KYC regulations, and turn on the feature.
Format of SMS message: SMS to 9880654321 by typing BAL<space><Account Number/Account Nick Name>.
Internet Banking:
Bank Karnataka Account holders who have opted for net banking have the ability to access their account balance via the internet. Account holders should check the dashboard’s account balance tab after logging in with their User ID and password.
Karnataka Bank customers can access their Karnataka Bank account balance via the mobile banking app or the CBI online banking website. (https://karnatakabank.com/)
Mobile Banking App:
You can use the registered cell phone to access your bank account through the mobile banking application. With the help of this application, you can pay bills, check account details (such as the balance and mini statement), transfer money, send money via NEFT, and submit service requests.
Depending on your device, download KARNATAKA BANK App using the links provided, either for iOS or Android.
- Customers can log in using their User ID, MIN, or biometrics once they have finished registering.
- Following a successful login, the KARNATAKA BANK app will sync your passbook entries.
- You may check your account balance on the KARNATAKA BANK app dashboard.
ATM:
You can also check your Karnataka Bank balance using an ATM. To find out your balance, visit the nearest ATM (it doesn’t have to be a Karnataka Bank ATM) and do the following:
- Swipe your Karnataka Bank ATM card to gain entry.
- Enter the four-digit PIN on your ATM.
- From the options on the ATM screen, you should select “Balance Enquiry.”
- Your account balance is now displayed on the screen.
- Choose the “Generate Mini-statement” option to create a mini-statement or receipt.
Passbook:
Those who open an account can use the passbook they receive to check their Karnataka Bank balance. Customers can use a passbook machine or come to the nearest Karnataka Bank office to update their passbook.