How to Activate ICICI Debit Card for Online Transactions

Photo of author

By Suraj Bediya


Newly issued debit cards have online transactions turned off by default in accordance with RBI regulations. After you receive your card, you must manually enable the features before you may use it for online purchases like point-of-sale and international transactions. We’ll look at step-by-step methods in this guide on how to activate your ICICI debit card for online transactions.

Activating via iMobile App:

Take these specific steps:

  • On your phone, launch the iMobile app.
  • Select the ‘Services’ option located at the bottom.
  • Tap “Cards Services” from the services menu, then choose “Modify Debit Card Limit.”
  • Choose the account number and the debit card number from the new page.
  • Enable “Online” transactions now, along with the associated limit.
  • In a similar vein, enable and configure the “Tap&Pay” transaction.
  • Select the desired transaction type by tapping the ‘International’ option on the screen to enable international transactions.
  • After enabling each necessary transaction, click the Submit button.

Activating via Internet Banking:

Take these specific steps:

  • Open the icicibank.com browser on your PC or smartphone to access the ICICI Net Banking website.
  • After that, select Login and provide your password and user ID.
  • Select the ‘Cards&Loans’ option now.
  • Click the “ATM/Debit Card” option from the submenu.
  • Click the “Manage Card Limits” option on the screen now.
  • After choosing the debit card on the new page, hit the three selections from the screen: “Retails transactions,” “E-commerce transactions,” and “Contactless transactions.” Establish the limit for every transaction as well.
  • Lastly, input the OTP that you received on your registered mobile number and click the Submit button on the new page.
  • Now, input the numbers from the debit grid that is displayed on the reverse of your debit card, then press the Submit button.
  • The ICICI debit card can now be used for online transactions, and your new limit has been set.

Activating via by calling customer care:

Take these specific steps:

  • Dial 18601207777, the ICICI phone banking number, from the registered cell number you provided.
  • Choose a language to use on the IVRS menu.
  • You can say “Enable online transactions” straight out of the new menu, or you can wait for IVRS to advise you what to say.
  • To access the Saving account, press 1 and wait for the next menu to appear.
  • To manage your debit card limitations, press 5.
  • Enter the 12-digit account number or the 16-digit debit card number.
  • To authenticate using OTP, enter the PIN on your debit card or press 2; then, enter the OTP that was sent to the registered mobile number.
  • To activate domestic usage, press 1; to control domestic usage, press 2; and to enable it, press 1.
  • Your car has been successfully activated. You can also enable e-commerce usage, ATM withdrawals, and domestic and international swipes.