Terror Funding Scam: Bank Employee Kept Under ‘Digital Arrest’ for 13 Days, Lose ₹67 Lakh

In Bihar’s Muzaffarpur district, a shocking cyber fraud case has come to light where a retired bank employee, Mahesh Gami (66), and his wife Renu Gami (62) were kept under “digital arrest” for 13 days by cyber criminals. The incident took place in the Kazimohammadpur police station area, at Amgola Brahmakumari Road, Krishna Lal Lane No. 3.

The fraudsters targeted the couple by falsely accusing them of being involved in terrorist funding. They claimed that a recent terror attack in Pahalgam had received ₹5 crore from Pakistan, and alleged that 10% of that amount—₹50 lakh—had been transferred to Mahesh Gami’s account. To make the story believable, the callers posed as officers from the Mumbai Crime Branch and even said that his Aadhaar card had been misused in the crime.

The criminals created intense fear by threatening arrest, saying he would be taken to Mumbai and kept in police custody for questioning. They sent photos of alleged terrorists and fake documents on his phone to support their claims. The couple was kept under constant surveillance through WhatsApp video and voice calls from March 26 to April 7, not allowing them to disconnect. They were warned that if they cut the call, police would immediately arrive to arrest them.

Living alone, the couple became completely controlled by the scammers. Even when stepping outside, they were forced to stay on call. The fraudsters also threatened to freeze all their bank accounts and instructed Mahesh to break his fixed deposits and transfer the money for “verification.”

Due to bank procedures and the financial year closing, the fixed deposits were broken after several visits. On April 4, ₹42 lakh (including ₹2 lakh already in the account) was transferred via RTGS to an account named “Mass Care International” at an IndusInd Bank branch in Patna. Another ₹25 lakh was sent to an account named “Olive Holidays Pvt. Ltd.” in a private bank in Malviya Nagar, Rajasthan.

In total, the couple lost ₹67 lakh. After realizing the fraud, Mahesh Gami filed a complaint at the cyber police station, and a case has now been registered. The police have started an investigation into the matter.

This case highlights how cyber criminals use fear, fake authority, and psychological pressure to manipulate victims into transferring large sums of money.

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