The public sector bank of India, Indian Overseas Bank (IOB), is headquartered in Chennai.
It was established in the 1930s, One of the most well-known state-owned banks in India is also known by its acronym, IOB, or Indian Overseas Bank.
You can check your IOB Bank account balance both online and offline with Indian Overseas Bank (IOB). Customers of IOB can use SMS and Missed Call services to check their account balances offline by calling the IOB Balance Check Numbers. In order to inquire about their IOB balance online, clients can utilize the IOB mobile banking and internet banking platforms.
Types of Balance Check Numbers and How to Use Them
Missed Call Service:
IOB users can utilize the IOB bank balance check number to access free services. To use this number, you must make a missed call from a registered mobile phone to 9210622122. Not long after the missed call occurs, you will receive an SMS containing your bank account information.
Use of the IOB balance check number missed call feature requires account registration using your mobile number at bank. Once the registration process is complete, you can use your IOB balance check mobile number to check the balance of your account.
SMS Banking:
Customers of IOB can check their account balance by sending an SMS to 8424022122 from the registered mobile phones.
The proper arrangement for sending SMS (“BAL <last 4 digits of account number>“).
You will receive an SMS in response to your inquiry about account balances with real-time updates.
Other methods (optional):
Using An ATM Balance Check
Using an ATM to verify the amount of an Indian overseas bank account. In order to view the Indian Overseas Bank account balance, you will have to go to your nearest ATM, swipe your IOB Bank ATM card and enter your 4-digit ATM PIN, then select ‘Balance Enquiry’ from the available options.
Balance Check through USSD Code
IOB account customers can utilize USSD to check their account balance if they don’t have internet connection. You can obtain a mini statement from an IOB Bank branch by dialing *99*52# from the registered phone number, selecting the preferred language, entering the IFSC code, and following the instructions. Soon, the account balance details will be sent to the registered telephone number. Obtain a mini statement or check the amount on your IOB Bank account.
Balance Check through IOB Net Banking
IOB account balances can be accessed through net banking accounts for users of IOB online banking or Internet banking https://www.iobnet.co.in. You will be able to view your account balance after you log in to the Internet banking portal of the Indian Overseas Bank. Log into the portal using your Net Banking ID and password and choose the ‘View Account Details’ option. Choose ‘Check Account Balance’ to find out what the balance in your account is.
Balance Check through Mobile Banking
Indian Overseas Bank Mobile Banking enables customers to check the balance of their account. Open the IOB Mobile Banking app from the Play Store or iTunes store, and enter your registered mobile number or MPIN to log in. After logging in, select ‘View Account Balance’ from the ‘My Accounts’ menu, and you will see your current Indian Overseas Bank account balance.
Balance Enquiry Process through UPI
The UPI app can also be used by IOB customers to check the balance of their accounts on their smartphones. You can check your balance by opening any UPI app on your smartphone, entering the security code, selecting the account for which you wish to view the balance, clicking the ‘Check Account Balance’ option and entering the UPI PIN, The account balance will appear.
