How to Activate SBI Whatsapp Banking

SBI has publicize its plans to introduce WhatsApp based banking to its customers. The SBI chairman Dinesh Khara made an announcement while launching some retail initiatives. The chairman introduce their plans to launch an Application Programming Interface (API) banking to aggregators and corporate clients.

Particularly, API Banking is a system as part of which API’s (a way for two or more computer programs to communicate with each other) are used to enhance communication between bank and client servers. The system ensures smooth data transfer and encourages secured integration between the customer and the bank’s systems.


WhatsApp Banking, as the name indicate, customers will be able to use the popular messaging application to carry out certain banking transactions.


Here’s how you sign up for WhatsApp connect

  • You have to message ‘OPTIN’ to 9004022022, through WhatsApp.
  • Give a missed call at 08080945040 from your registered mobile number.
  • Login to SBI Card Mobile app and click on ‘WhatsApp Connect’ to subscribe to WhatsApp.
  • SMS ‘WAOPTIN XXXX’ to 5676791. Note that ‘XXXX’ stands for the last 4 digits of card number.

The banks that provide WhatsApp services are ICICI, HDFC, Yes, IndusInd, Bank of Maharashtra, IDFC and Axis offer WhatsApp-based services in one way or another.

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