The Bank Of India has issued a notice regarding the recruitment of Credit Officer for Banks on a contractual basis. Interested candidates who meet all the eligibility requirements and wish to learn more about the vacancy should read the notification and submit their applications.
- Title of the Position: Credit Officer
- Total Vacancy: 514
- Post Date: 18-12-2025
- The candidate can apply online through bankofindia.bank.in.
PDF:
The notification for the recruitment of Credit Officer by the Bank Of India for the year 2025 has been published as a PDF at bankofindia.bank.in. The article contains comprehensive information regarding the job specifics, available positions, age restrictions, application fees, selection procedure, and the application process.
Significant Dates:
- Application End Date: 05/01/2026
Eligibility Criteria:
- A bachelor’s degree from an accredited university with at least 60% marks is required.
- Applicants from reserved categories (SC/ST/OBC/PWD) are eligible for a relaxation of 5% in marks (a minimum of 55% is necessary).
- In cases where CGPA/OGPA is provided, it must be transformed into a percentage format.
Any fraction of a percentage will not be considered (for instance, 59. 99% will be regarded as below 60%). - Experience in evaluating creditworthiness and managing credit functions within the banking industry
- Knowledge of banking procedures and regulatory requirements
Essential Qualifications (Scale-wise details as per Annexure-I):
- The specific qualifications and experience mandates differ according to the grade (MMGS-II, MMGS-III, SMGS-IV).
- Applicants are advised to consult Annexure-I of the formal notification for a comprehensive understanding of eligibility criteria based on scale.
- Experience in relevant banking sectors, particularly in credit operations, is necessary.
- Applicants are required to have the necessary experience outlined in Annexure-I corresponding to the specific scales.
- Certificates verifying experience must be provided during the interview.
Salary:
- MMGS-II Scale: Rs. 64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 per month
- MMGS-III Scale: Rs. 85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 105,280 per month
- SMGS-IV Scale: Rs. 102,300 – 2,980 (4) – 114,220 – 3,360 (2) – 120,940 per month
- Additional compensations and entitlements relevant to banking officials
- All advantages in accordance with the Bank’s employment policies and guidelines
Age Limit:
The age criteria for the Bank of India Credit Officer Recruitment 2025 are as follows:
- Credit Officer MMGS-II: Age requirement ranges from a minimum of 25 years to a maximum of 35 years
- Credit Officer MMGS-III: Age requirement ranges from a minimum of 28 years to a maximum of 38 years
- Credit Officer SMGS-IV: Age requirement ranges from a minimum of 30 years to a maximum of 40 years
Age Relaxation: SC/ST candidates are granted a relaxation period of 5 years. OBC candidates from the non-creamy layer are provided with a relaxation period of 3 years. Individuals with benchmark disabilities receive a relaxation of 10 years. Ex-servicemen are eligible for a 5-year relaxation, subject to specified conditions. Individuals affected by the 1984 riots are also given a 5-year relaxation period. Age relaxation for SC/ST and OBC candidates can be availed cumulatively; however, this is only permissible with one of the other remaining categories.
Application Fee:
- SC/ST/PWD Candidates: Rs. 175/- (Intimation charges only)
- General & Other Categories: Rs. 850/- (Application fee + Intimation charges)
The application fee includes Goods and Services Tax. The candidate will be responsible for any bank transaction fees associated with online payments. The period for fee payment is from December 20, 2025, to January 5, 2026.
IMPORTANT LINKS:
Notification PDF: Click Here
Official Website: Click Here
